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Helium Savings

增加你的储蓄.

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Or call 1-800-621-2105

Helium Savings Dividend Rate  APY 
$0.01 - $2,499.99 0.10% 0.10%
$2,500.00 - $9,999.99 0.99% 1.00%
$10,000.00 and Above 0.99% 1.00%

Helium Savings Annual Percentage Yield (APY) effective as of July 1, 2024, and may change after account opening without notice. 开户的最低结余为5美元. 无需每月维修服务费. 费用可能会减少收入. 

Helium Savings

更大的余额继续扩大.

KEY FEATURES

  • 无需每月维修服务费
  • Dividends earned on ending daily balances and posted monthly

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可能是个不错的选择吧

  • You like to earn higher dividends on your higher balances

与其他储蓄账户相比

What are the advantages of a 氦储蓄账户?

一对老夫妇坐在笔记本电脑前.

分层股息率

Helium savings has a tiered rate structure where you can earn higher dividends the more you save.

No Fees

Helium Savings也不收取任何费用, so you maintain both your account balance and the dividends you earn. There’s no fee for keeping the money in the account or withdrawing it, as needed.

使用Helium Savings,您还可以享受:

  • 无需每月维修服务费
  • Option to request an Elements ATM card to use at more than 78000年surcharge-free ATMs worldwide
  • 共享分支访问权限大于 5,000 branches nationwide
  • 能够管理您的帐户在 哪个赌钱app比较好或手机应用程序 from any device
  • Convenience of direct deposit of your payroll or federal benefits

与其他储蓄账户相比 Open an Account

How does Helium Savings compare to other savings options?

将Helium Savings与下面的其他选项进行比较.

  Helium Savings Member Savings High Yield Savings Certificates
Key Benefits

No fees

无需每月维修服务费

无需每月维修服务费

比大多数普通储蓄账户的利率要高

一个不错的选择,如果你

计划在你的储蓄中保持一大笔余额

Want a simple Savings account to establish your Elements membership

Like to earn higher dividends on your higher balances

想要一个更可预测的储蓄余额

想要分散你的投资

APY 1.2500美元及以上的余额可享受100%优惠1 0.5万美元及以上的余额20%2 4.1万美元及以上存款25%3 Varies by term
Rate Structure Tiered dividend rates that increase as your account balance grows Tiered dividend rates that increase as your account balance grows Tiered dividend rates that increase as your account balance grows Dividend rates that increase with the length of the Certificate term
赚取股息的最低余额 $0.01 $100 $0.01
无需每月维修服务费
最低开户余额 $5
Available Terms 6 months to 5 years
Available Amounts $1,000或以上(未满18岁者$500或以上)
没有每月不活动费用
每月允许无限交易

我能指望多少费用啊?

A couple shopping for citrus in their produce department.

免维修服务费

The 氦储蓄账户 has NO monthly Maintenance Service Charge.

Inactivity Fee

For members 25 and older there is a $5 per month Inactivity Fee assessed if your checking and savings accounts have had no activity for at least 12 months; you have no other active deposit, loan, or credit card product with Elements; and deposit balances total $1,000 or less. It is collected from the first checking or savings account that has sufficient funds to satisfy the fee, starting with checking and then moving to savings until the full fee is collected.

Elements哪个赌钱app比较好是否易于使用?

A woman with blue hair on her phone while eating sushi at a restaurant.

Yes! It’s easy to do your banking and budgeting with Elements — no matter where you are. Our goal with Online Banking is simple: to provide you with a state-of-the-art digital banking experience that you can count on and is consistent across all devices.

With Elements Online Banking and our Mobile App, you can:

  • Check your balances, make loan payments, and transfer money between accounts
  • 用手机或电脑相机存支票
  • 在线查看检查图像
  • 24/7/365在线支付账单
  • Review your account history with a 14-month electronic archive of statements
  • Locate branches and ATMs near you
  • See your SavvyMoney credit score with any checking account or loan
  • 支付朋友和家人方便 Zelle® plus other 数字钱包选项
  • And more

了解哪个赌钱app比较好更多信息 & Mobile App

为什么我要选择Elements作为我的储蓄帐户?

一位女士用手机付款

像银行一样,只是更好!

Better Rates. Fewer Fees.

因为我们是信用合作社, we return profits to members in the form of reduced fees, 更高的储蓄率和更低的贷款利率.

Trusted Advice. Fresh Approach.

We pride ourselves in being a trusted source for financial education. Your financial wellness expert will come to your workplace to answer questions and provide you with one-on-one assistance as you navigate the changes that come with each of life's stages.

Respected Locally. Accessed Globally.

Headquartered in Indianapolis since 1930, we rank among the top 3% of credit unions nationally4. 我们为所有50个州和50多个国家的会员提供服务. You’ll have access to 5,000+ shared branches nationwide and 78,000+ surcharge-free ATMs globally.

High Tech. Human Touch.

我们的技术使使用Elements进行银行业务变得简单. From quick digital applications to online and mobile banking, we’ll be by your side wherever you go. We’re here for you with member service available 24/7 and live chat during the workday.

Get Started

我怎样开一个帐户?

我们在线申请的截图.

开始就像1-2-3一样简单!

  1. 网上开户 -只需10分钟即可在线开户. Or call 1-800-621-2105 to get started. 你有政府颁发的身份证(驾驶执照)吗, state ID, (护照)和你的社会安全号码准备好了.

  2. Check your email - You will receive an email within one business day to notify you of account approval. That’s it! Your 氦储蓄账户 is now open.

  3. 注册哪个赌钱app比较好 -轻松检查你的余额, make loan payments, pay bills and transfer money between accounts from your smartphone, tablet, laptop or desktop. 了解更多关于哪个赌钱app比较好的信息.

Open an Account

I was looking for a savings account with a higher-than-usual rate and I discovered Elements after seeing their ads at an Indians game. I moved a significant amount of my savings into the Helium account and it's been a great experience.

- Blake Z. | 2017年加入至今

我应该存多少钱才能达到我的目标?

Savings Calculator

Results

  1. 1 Helium Savings Annual Percentage Yield (APY) effective as of July 1, 2024, and may change after account opening without notice. 0.余额为0的10%年利率.01-$2,499.99; 1.余额2500美元,00%年利率.00-$9,999.99; 1.余额1万美元,00%年利率.00 and Above. 开户的最低结余为5美元. 无需每月维修服务费. 费用可能会减少收入. 
  2. 2 Member Savings Annual Percentage Yield (APY) effective as of July 1, 2024, and may change after account opening without notice. 0.余额100美元有10%的年利率.00-$2,499.99; 0.余额2500美元,年利率15%.00-$49,999.99; 0.5万美元余额20%的年利率.00 and Above. Minimum daily balance of $100 required to earn dividends. 开户的最低结余为5美元. 无需每月维修服务费. 费用可能会减少收入. 
  3. 3 High Yield Savings Annual Percentage Yield (APY) accurate as of July 1, 2024. High Yield Savings is a tiered savings account paying a variable dividend rate, 这种情况随时都可能改变, on the entire balance in your account based on the rate for the tier corresponding to each day’s daily balance. The account is available for new money only which are funds not on deposit at Elements for 90 days prior to opening the High Yield Savings account. Existing Elements members with savings accounts must deposit $25,000.00 or more of new money within 10 days of opening the High Yield Savings account. Existing Elements members with savings accounts with combined daily balances of $2,500.00 or less for the 90 days prior to account opening are excluded from the new money requirement. 每个层的附加信息:APY为0.10%适用于余额为0美元起的账户.00 to $99.99; from $100.00 to $2,499.99; and from $2,500.00 to $9,999.99. An APY of 4.25%适用于余额在1万美元以下的账户.00 to $24,999.99; from $25,000.00 to $49,999.99; from $50,000.00 to $99,999.99; from $100,000.00 to $249,999.99; and $250,000.00 and above. 至少有一名帐户持有人必须年满18岁. 其他资格也可能适用. 报盘可随时终止. 费用可能会减少收入.
  4. 4 基于截至2022年12月31日的资产规模.